Dissertation/ Thesis
Variation of Microfinance：Xiao-Dai Companies in China
| العنوان: | Variation of Microfinance：Xiao-Dai Companies in China |
|---|---|
| Alternate Title: | 微型金融變奏曲：中國大陸的小貸公司 |
| المؤلفون: | Ting-Yu Tsai, 蔡婷羽 |
| Thesis Advisors: | Tzu-Kuan Chiu, 邱慈觀 |
| سنة النشر: | 2014 |
| المجموعة: | National Digital Library of Theses and Dissertations in Taiwan |
| الوصف: | 102 Microfinance is a source of financial services for poor and low-income people. Over the last 30 years, Microfinance not only lifts people out of poverty, but enhances financial inclusion. Financial inclusion means not only the delivery of financial services to groups that are excluded from banking and related services, but creating a world in which as many poor and near-poor household as possible have permanent access to an appropriate range of high quality financial services. In order to seek to advance financial inclusion, CGAP（the Consultative Group to Assist the Poor）develops innovative solutions through practical research, and construct a framework of microfinance. Nowadays, China constitutes the largest single market for financial services. However, there are some experts agree that basic banking services are not yet accessible to all, that is, banks concentrate on lending to SOEs （State-owned Enterprise）and high-salary people. Because there is still a sizable gap between demand and supply of loans to rural households and SMEs（Small- and Medium-sized Enterprise）, it results in the rise of Xiao-Dai companies. The object of this thesis is on the research of the social mission of Xiao-Dai companies. First, we explore the rising background of Xiao-Dai companies. Then, we choose 97 members from China Microfinance Institution Association and China Association of Microfinance to be the samples. By comparing the loan products with international framework, the thesis reveals the mission drift of Xiao-Dai companies. Finally, we take some best practices for example to help in improving financial access. |
| Original Identifier: | 102NCU05304016 |
| نوع الوثيقة: | 學位論文 ; thesis |
| وصف الملف: | 56 |
| الاتاحة: | http://ndltd.ncl.edu.tw/handle/5n425w |
| رقم الانضمام: | edsndl.TW.102NCU05304016 |
| قاعدة البيانات: | Networked Digital Library of Theses & Dissertations |
| الوصف غير متاح. |