Dissertation/ Thesis
The Factors Determining Non-Performing Loan from the Aspects of Macroeconomics、Corporate and Banking
| العنوان: | The Factors Determining Non-Performing Loan from the Aspects of Macroeconomics、Corporate and Banking |
|---|---|
| Alternate Title: | 從總體經濟面、產業面及銀行面探討影響逾期放款之原因 |
| المؤلفون: | Chih-Ming Hsu, 許智銘 |
| Thesis Advisors: | Shew-Huei Kuo, 郭淑惠 |
| سنة النشر: | 2008 |
| المجموعة: | National Digital Library of Theses and Dissertations in Taiwan |
| الوصف: | 96 Banking industry is an essential hinge in determining the success or failure of a country’s economy development, and its soundness also affects the safety of the financial market on an overall level. Non-Performing Loan (NPL) is one of the most important indicators to inspect the healthiness of banking industry. Since early 1990, the financial liberalization has taken effect in Taiwan, which includes opening up the establishment of new banks; the reform of credit cooperative and etc. All these actions have increased the number of banks abruptly. The results of over competition in a limited market have gradually increased non-performing loans for banking industry, and also disturbed the stabilization of financial system. However, there are various complicated factors that result in non- performing loans. The research samples focus on the listing banks and companies. We probe into the effects of non-performing loans from the aspects of macroeconomics, corporate and banking, by adopting the methods of 3SLS to estimate the simultaneous equations with pooling data of cross section & cross time. Based on the research results, we have discovered the followings: (1) there is a significant positive effect of the prior period corporate debt ratio to the non-performing loan of the current period. (2) there is a significant positive effect of capital cost of corporate to non-performing loan. (3) there is a significant positive effect of CAR to non-performing loan. |
| Original Identifier: | 096YUNT5304001 |
| نوع الوثيقة: | 學位論文 ; thesis |
| وصف الملف: | 51 |
| الاتاحة: | http://ndltd.ncl.edu.tw/handle/96131009808623599195 |
| رقم الانضمام: | edsndl.TW.096YUNT5304001 |
| قاعدة البيانات: | Networked Digital Library of Theses & Dissertations |
| الوصف غير متاح. |