Academic Journal

Grameen Bank: Impact, Costs, and Program Sustainability

التفاصيل البيبلوغرافية
العنوان: Grameen Bank: Impact, Costs, and Program Sustainability
المؤلفون: Shahidur R. Khandker
المصدر: Asian Development Review, Vol 14, Iss 01, Pp 97-130 (1996)
بيانات النشر: World Scientific Publishing, 1996.
سنة النشر: 1996
المجموعة: LCC:Social sciences and state - Asia (Asian studies only)
مصطلحات موضوعية: Social sciences and state - Asia (Asian studies only), H53
الوصف: Grameen Bank of Bangladesh is known worldwide for its innovative credit delivery to the rural poor. By incorporating group-based lending, mandatory savings and insurance, repayment rescheduling in case of disasters, and similar other schemes, it has been able to minimize both behavioral and material risks of lending. By 1994, Grameen’s coverage had increased to include 50 percent of villages of Bangladesh with more than 2 million members (94 percent of whom are women), with a loan recovery rate steadily above 90 percent. It also has noticeable positive impacts on participants’ economic and social well-being, and on the overall income growth and poverty reduction in the village level. To become cost-effective, Grameen Bank should not only expand its outreach, but also diversify its loan portfolio with more growth-oriented activities. This also requires sound macroeconomic policies from the government. Replication of Grameen’s financial model is possible with necessary modifications as long as it is social-conscience-driven and its operations are transparent.
نوع الوثيقة: article
وصف الملف: electronic resource
اللغة: English
تدمد: 01161105
1996-7241
0116-1105
Relation: https://doaj.org/toc/0116-1105; https://doaj.org/toc/1996-7241
DOI: 10.1142/S0116110596000048
URL الوصول: https://doaj.org/article/ed82ca799cdb4bcaa65a84369b0d5493
رقم الانضمام: edsdoj.82ca799cdb4bcaa65a84369b0d5493
قاعدة البيانات: Directory of Open Access Journals
الوصف
تدمد:01161105
19967241
DOI:10.1142/S0116110596000048