Academic Journal

The important role of the DTPB in the development of Islamic P2P lending in Indonesia

التفاصيل البيبلوغرافية
العنوان: The important role of the DTPB in the development of Islamic P2P lending in Indonesia
المؤلفون: Rofiqo, Azidni, Zamarkasi, Ainul, Bin Abd Razak, Abdurrizqi
المصدر: Asian Journal of Islamic Management (AJIM); VOLUME 5 ISSUE 1, 2023; 36-53 ; 2722-2330 ; 2746-0037
بيانات النشر: Faculty of Business & Economics, Universitas Islam Indonesia
سنة النشر: 2023
المجموعة: Portal Journal Universitas Islam Indonesia
مصطلحات موضوعية: Islamic P2P Financing, DTPB, PLS-SEM
الوصف: Purpose − the purpose of this study is the determinants of factors influencing to the intention in Islamic Peer to Peer (P2P) financing platform. Methodology − Quantitateve approach with distributing questionnare accross Islamic P2P financing platforms consisting of ethis.co.id, ammana.id, alamisharia.id, danasyariah.id and qazwa.id employed. 121 usable sample is analsyed with using PLS-SEM and Smart PLS 3.2 opreated as analysis tools.Findings − The results show that normative influence affects positively and significantly the subjective norm. In terms of attitude control, only perceived uselfulness has insiginificant influence on attitude. Moreover, self-efficacy and facilitating condition has a positive and significant impact on perceived behaviour control. Attitude and perceived berhaviour control affect intention to participate. However, subjective norm has insignificant impact on intention to participate in P2P financing platform.Implications − The study suggests that islamic P2P should focus on relative advantage and perceived ease of use, perceived behavioral control in order to maintain their customers.Originality − Decomposed Theory of Planned Behavior model (DTPB) used in the study as the first study in Islamic P2P lending in Indonesia
نوع الوثيقة: article in journal/newspaper
وصف الملف: application/pdf
اللغة: English
Relation: https://journal.uii.ac.id/AJIM/article/view/28462/15276; https://journal.uii.ac.id/AJIM/article/view/28462
الاتاحة: https://journal.uii.ac.id/AJIM/article/view/28462
Rights: Copyright (c) 2023 Azidni Rofiqo, Ainul Zamarkasi, Abdurrizqi Bin Abd Razak ; https://creativecommons.org/licenses/by-sa/4.0
رقم الانضمام: edsbas.E172661C
قاعدة البيانات: BASE