Academic Journal

Effort expectancy and social influence factors as main determinants of performance expectancy using electronic banking

التفاصيل البيبلوغرافية
العنوان: Effort expectancy and social influence factors as main determinants of performance expectancy using electronic banking
المؤلفون: Igor Fedorko, Radovan Bačik, Beata Gavurova
المصدر: Banks and Bank Systems, Vol 16, Iss 2, Pp 27-37 (2021)
بيانات النشر: LLC "CPC "Business Perspectives"
سنة النشر: 2021
المجموعة: Directory of Open Access Journals: DOAJ Articles
مصطلحات موضوعية: electronic banking usage, technology acceptance model, user behavior, Banking, HG1501-3550
الوصف: This study is aimed at determining the effect of expected effort and social influence factors on expected performance when using internet banking. The study adapts the constructs and definitions from the UTAUT model in the context of the adaptation of online banking technology. With regard to the nature of the variables analyzed, the following statistical tests and methods were used: calculation of average values using descriptive statistics; multiple linear regression analysis – to interpret associations between quantitative variables. Banks, as well as users of these banking services in the online environment, are the subject of research. The survey sample consists of 454 men and women and reflects the profile of online consumers across different countries of the European Union. The results of this study show the impact of the social influence construct on the respondents’ behavior when using electronic banking. The expected effort factor in the study significantly affects the expected performance factor, which can be characterized by original research, which showed that the effect of perceived ease of use on behavioral intent and use is incompatible with the degree of system complexity.
نوع الوثيقة: article in journal/newspaper
اللغة: English
تدمد: 1816-7403
1991-7074
Relation: https://businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/14957/BBS_2021_02_Fedorko.pdf; https://doaj.org/toc/1816-7403; https://doaj.org/toc/1991-7074; https://doaj.org/article/550494a197e74003a5b7d61292687082
DOI: 10.21511/bbs.16(2).2021.03
الاتاحة: https://doi.org/10.21511/bbs.16(2).2021.03
https://doaj.org/article/550494a197e74003a5b7d61292687082
رقم الانضمام: edsbas.D1A6EEE1
قاعدة البيانات: BASE
الوصف
تدمد:18167403
19917074
DOI:10.21511/bbs.16(2).2021.03