Academic Journal
Effort expectancy and social influence factors as main determinants of performance expectancy using electronic banking
العنوان: | Effort expectancy and social influence factors as main determinants of performance expectancy using electronic banking |
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المؤلفون: | Igor Fedorko, Radovan Bačik, Beata Gavurova |
المصدر: | Banks and Bank Systems, Vol 16, Iss 2, Pp 27-37 (2021) |
بيانات النشر: | LLC "CPC "Business Perspectives" |
سنة النشر: | 2021 |
المجموعة: | Directory of Open Access Journals: DOAJ Articles |
مصطلحات موضوعية: | electronic banking usage, technology acceptance model, user behavior, Banking, HG1501-3550 |
الوصف: | This study is aimed at determining the effect of expected effort and social influence factors on expected performance when using internet banking. The study adapts the constructs and definitions from the UTAUT model in the context of the adaptation of online banking technology. With regard to the nature of the variables analyzed, the following statistical tests and methods were used: calculation of average values using descriptive statistics; multiple linear regression analysis – to interpret associations between quantitative variables. Banks, as well as users of these banking services in the online environment, are the subject of research. The survey sample consists of 454 men and women and reflects the profile of online consumers across different countries of the European Union. The results of this study show the impact of the social influence construct on the respondents’ behavior when using electronic banking. The expected effort factor in the study significantly affects the expected performance factor, which can be characterized by original research, which showed that the effect of perceived ease of use on behavioral intent and use is incompatible with the degree of system complexity. |
نوع الوثيقة: | article in journal/newspaper |
اللغة: | English |
تدمد: | 1816-7403 1991-7074 |
Relation: | https://businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/14957/BBS_2021_02_Fedorko.pdf; https://doaj.org/toc/1816-7403; https://doaj.org/toc/1991-7074; https://doaj.org/article/550494a197e74003a5b7d61292687082 |
DOI: | 10.21511/bbs.16(2).2021.03 |
الاتاحة: | https://doi.org/10.21511/bbs.16(2).2021.03 https://doaj.org/article/550494a197e74003a5b7d61292687082 |
رقم الانضمام: | edsbas.D1A6EEE1 |
قاعدة البيانات: | BASE |
تدمد: | 18167403 19917074 |
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DOI: | 10.21511/bbs.16(2).2021.03 |