Barriers to Adoption of Products and Technologies that Aid Risk Management in Developing Countries

التفاصيل البيبلوغرافية
العنوان: Barriers to Adoption of Products and Technologies that Aid Risk Management in Developing Countries
المؤلفون: Brown, Julia K., Zelenska, Tetyana V., Mobarak, Mushfiq A.
بيانات النشر: World Bank, Washington, DC
سنة النشر: 2013
المجموعة: The World Bank: Open Knowledge Repository (OKR)
مصطلحات موضوعية: risk management, risk-coping strategies, risk sharing, index insurance, mobile phones, seasonal migration, adoption rates, rainfall insurance, mobile technology, labor mobility, weather insurance, yield-based insurance, borrowing constraints, savings constraints, moneylenders, underinvestment
الوصف: Risk is an important facet of life in developing countries; households are subject to both aggregate risks as well as idiosyncratic risks. In an attempt to broaden the scope of the discussion concerning the puzzlingly low demand for other types of income-generating and (ex-ante) risk-mitigating technologies, products and behaviors, this paper highlights the most important aspects of human decision-making and constraints facing poor households that keep the market penetration of welfare improving products low. The latest state-of-the art literature on the demand for insurance, seasonal migration and cell phone services relevant to risk management is reviewed in an effort to understand reasons why adoption of risk management tools are being held back in hopes of further identifying knowledge gaps and securing a direction for the future.
نوع الوثيقة: other/unknown material
وصف الملف: application/pdf
اللغة: English
Relation: http://hdl.handle.net/10986/16365
الاتاحة: http://hdl.handle.net/10986/16365
Rights: CC BY 3.0 IGO ; World Bank ; http://creativecommons.org/licenses/by/3.0/igo
رقم الانضمام: edsbas.AFF85CB3
قاعدة البيانات: BASE