Academic Journal
Analysis of Financing Risk Management at Sharia Pawnshops (Study at the Jelutung Branch of Sharia Pawnshops, Jambi City) ; Analisis Manajemen Risiko Pembiayaan Pada Pegadaian Syariah (Studi pada Pegadaian Syariah Cabang Jelutung Kota Jambi)
العنوان: | Analysis of Financing Risk Management at Sharia Pawnshops (Study at the Jelutung Branch of Sharia Pawnshops, Jambi City) ; Analisis Manajemen Risiko Pembiayaan Pada Pegadaian Syariah (Studi pada Pegadaian Syariah Cabang Jelutung Kota Jambi) |
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المؤلفون: | D Amri, Ary, Afrilia Setiawan, Andika, Ibnu Syifa, Ibnu Syifa, Indah Ningrum, Prima, Mutiasari, Rika, Wahyudi |
المصدر: | ILTIZAM Journal of Shariah Economics Research; Vol. 8 No. 1 (2024): Indonesian Journal of Islamic Economics and Business; 60 - 69 ; 2598-2540 ; 2598-2222 ; 10.30631/iltizam.v8i1 |
بيانات النشر: | Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI |
سنة النشر: | 2024 |
المجموعة: | Online Journal Publications LP2M UIN STS Jambi (Lembaga Penelitian dan Pengabdian Masyarakat, Universitas Islam Negeri, Sulthan Thaha Saifuddin) |
مصطلحات موضوعية: | Risk Management, Financing, Sharia Pawnshop, Case Study, Manajemen Risiko, Pembiayaan, Pegadaian Syariah, Studi Kasus |
الوصف: | Financial institutions have an important role in the development of contemporary industrial society. One type of financial institution is a Sharia Pegadaian which offers a pawn system in accordance with Islamic law. Sharia pawnshops have financing risks that must be managed well. This research aims to analyze financing risk management at the Jelutung Sharia Pawnshop, Jambi City. This research uses qualitative methods with case studies. Data collection techniques are carried out through interviews, observation and documentation. Data were analyzed using qualitative data analysis techniques. The results of the research show that Pegadaian Syariah Jelutung, Jambi City implements financing risk management consisting of risk identification, risk measurement, risk control and risk monitoring. Pegadaian Syariah Jelutung, Jambi City uses various methods to identify financing risks, such as qualitative and quantitative analysis. Risk measurement is carried out by calculating the value of the collateral and the customer's ability to pay. Risk control is carried out by implementing various policies, such as regulatory requirements and law enforcement. Risk monitoring is carried out regularly to ensure the effectiveness of risk management. This research contributes to the understanding of financing risk management at Sharia Pawnshops. The results of this research can be used by Pegadaian Syariah to increase the effectiveness of financing risk management. ; Lembaga keuangan memainkan peran penting dalam perkembangan masyarakat industri kontemporer. Salah satu jenis lembaga keuangan adalah Pegadaian Syariah yang menawarkan sistem gadai sesuai syariat Islam. Pegadaian Syariah mempunyai risiko pembiayaan yang harus dikelola dengan baik. Penelitian ini bertujuan untuk menganalisis manajemen risiko pembiayaan pada Pegadaian Syariah Jelutung Kota Jambi. Penelitian ini menggunakan metode kualitatif dengan studi kasus. Teknik pengumpulan data dilakukan melalui wawancara, observasi, dan dokumentasi. Data dianalisis dengan menggunakan ... |
نوع الوثيقة: | article in journal/newspaper |
وصف الملف: | application/pdf |
اللغة: | English |
Relation: | https://e-journal.lp2m.uinjambi.ac.id/ojp/index.php/iltizam/article/view/2433/1165; https://e-journal.lp2m.uinjambi.ac.id/ojp/index.php/iltizam/article/view/2433 |
DOI: | 10.30631/iltizam.v8i1.2433 |
الاتاحة: | https://e-journal.lp2m.uinjambi.ac.id/ojp/index.php/iltizam/article/view/2433 https://doi.org/10.30631/iltizam.v8i1.2433 |
Rights: | Copyright (c) 2024 ILTIZAM Journal of Shariah Economics Research ; http://creativecommons.org/licenses/by-sa/4.0 |
رقم الانضمام: | edsbas.5E2C2B42 |
قاعدة البيانات: | BASE |
DOI: | 10.30631/iltizam.v8i1.2433 |
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