Academic Journal

ANALYSIS OF THE PERFORMANCE OF MOROCCAN PENSION PLANS: AN APPROACH BY-CASE TYPE

التفاصيل البيبلوغرافية
العنوان: ANALYSIS OF THE PERFORMANCE OF MOROCCAN PENSION PLANS: AN APPROACH BY-CASE TYPE
المؤلفون: HIND EL HOUJJAJI, ABDELLAH ECHAOUI
بيانات النشر: Zenodo
سنة النشر: 2020
المجموعة: Zenodo
مصطلحات موضوعية: Retirement, pension plan, performance indicators, reform options
الوصف: In this article, the performance of the various mandatory pension funds is analyzed. The impact of differences in contribution and benefit calculation rules on the performance of all the pension schemes is examined. The impact of parametric reform for the CMR’s civilian regime is also analyzed. This analysis is based on simulating the application of the current calculation parameters to a typical case and interpreting the results obtained from the return indicators calculated on the basis of the simulated contributions and benefits of the test case. The indicators analyzed are the recovery time and rate, the internal rate of return and the different types of replacement rate. The interpretation of the results obtained from the indicators concludes that the differences in pension fund returns are due to differences in the parameters for calculating contributions and benefits. In addition, the parametric reform of the CMR’s civilian regime will have a positive impact on the pension scheme performance but in return, a negative impact on the replacement rates of members’ wages which is considered a withdrawal of their social rights. This situation imposes the reform of the retirement system and discusses the various possible options.
نوع الوثيقة: article in journal/newspaper
اللغة: French
Relation: https://doi.org/10.5281/zenodo.3688386; https://doi.org/10.5281/zenodo.3688387; oai:zenodo.org:3688387
DOI: 10.5281/zenodo.3688387
الاتاحة: https://doi.org/10.5281/zenodo.3688387
Rights: info:eu-repo/semantics/openAccess ; Creative Commons Attribution 4.0 International ; https://creativecommons.org/licenses/by/4.0/legalcode
رقم الانضمام: edsbas.363A3B49
قاعدة البيانات: BASE