التفاصيل البيبلوغرافية
العنوان: |
CONDITIONS OF OBTAINING LOANS FROM THE PERSPECTIVE OF MANAGEMENT OF AGRICULTURAL FARMS AND MEDIUMSIZED AGRICULTURAL ENTERPRISES, THE EXAMPLE OF THE REPUBLIC OF SERBIA. |
المؤلفون: |
Lutovac, Jelena1 jelena.vitomir1@gmail.com, Veličković, Milinko2 milinko.velickovic@gmail.com, Zimonjić, Marijana1 marijanazimonjic1978@gmail.com |
المصدر: |
Economics of Agriculture / Ekonomika Poljoprivrede. Jul-Sep2024, Vol. 71 Issue 3, p1003-1016. 14p. |
مصطلحات موضوعية: |
*INTEREST rates, *BANK loans, *TERM loans, *REPAYMENTS, *LOANS, *AGRICULTURAL credit, *AGRICULTURAL industries |
مستخلص: |
A number of factors can affect getting a loan. The aim of the study was to determine the possible influence of the following factors: interest rate, loan repayment term, user participation, VAT lending possibilities, agricultural equipment as a pledge, simplicity of the lending procedure, minimum loan amount, adjustment of repayment and total score in the period 2022-2024 on getting a loan. The application of the t-test revealed that there is a strong influence of all the mentioned factors on obtaining loans in agricultural holdings, that is, in the operations of medium-sized agricultural enterprises. The next conclusions would be that the mentioned factors affect the prediction of the interest rate in the business of agricultural farms (F=185.24, p<0.0005) but also in the business of medium-sized agricultural companies (F=106.51, p<0.0005) in the Republic of Serbia. [ABSTRACT FROM AUTHOR] |
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قاعدة البيانات: |
Business Source Index |