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The Impact of Artificial Intelligence Applications on Digital Banking in Turkish Banking Industry

التفاصيل البيبلوغرافية
العنوان: The Impact of Artificial Intelligence Applications on Digital Banking in Turkish Banking Industry
المؤلفون: Serkan Demirel, Murat Topcu
المصدر: Advances in Human-Computer Interaction, Vol 2024 (2024)
بيانات النشر: Hindawi Limited, 2024.
سنة النشر: 2024
المجموعة: LCC:Electronic computers. Computer science
مصطلحات موضوعية: Electronic computers. Computer science, QA75.5-76.95
الوصف: This paper presents the effects of chat box (C.B.) and video call (V.C.) artificial intelligence applications, which are becoming increasingly common in the banking system in parallel with the development of information systems on the number of digital banking users, and the relationship between the variables is investigated. The data set of the variables consists of a total of 44 observation points between the 1st quarter of 2012 and the 4th quarter of 2022. The cointegration relationship between the variables is examined using the ARDL cointegration test. According to the F statistic results for cointegration hypothesis testing, there is a statistically significant relationship between the variables at a 1% significance level. In the long run, a 1% increase in Chat Box users causes an increase of approximately 0.2% in the number of mobile banking users. A 1% increase in Chat Box users in the short term increases the number of mobile banking users in the current period by approximately 0.03%. A 1% increase in video call users in the long term causes an increase of approximately 0.04% in the number of mobile banking users. A 1% increase in the number of video calls in the current period increases current period mobile banking applications by approximately 0.005%. It has been determined that the effect of chat box applications on mobile banking is higher than that of video call applications. In addition, there is a close correlation between mobile banking and the independent variable chat box, no correlation between mobile banking and video calling, and a moderate correlation between chat box and video calling. All findings mean that artificial intelligence applications positively contribute to the expansion of mobile banking.
نوع الوثيقة: article
وصف الملف: electronic resource
اللغة: English
تدمد: 1687-5907
Relation: https://doaj.org/toc/1687-5907
DOI: 10.1155/2024/9921363
URL الوصول: https://doaj.org/article/68a69a72eedf42fd8f26752253c1c2a0
رقم الانضمام: edsdoj.68a69a72eedf42fd8f26752253c1c2a0
قاعدة البيانات: Directory of Open Access Journals
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